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“>Security by DefaultSecurity exploits and vulnerabilities are often causes of huge financial lossand disruption of business services. The Computer Security Institute (refer to[CSI] for details) has reported a worldwide financial loss of circa US$130million that resulted from virus, unauthorized access, and theft of proprietaryinformation in 2005, a US$7.3 million loss (compared to US$65 million loss in2003) due to denial of service attacks, and an average US$355,552 (2005) lossper in 
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